Gaffe #1: To charge or not to charge.
ATM cards are a modern convenience that has spared many trees from being made into paper checks and made it much easier to spend lots of money without really feeling the burn (until you later log on to your bank's online personal banking site). The cards can be used in ATM machines to draw money from your checking or savings accounts, but they also can be used right at the checkout register. Users have the option of using the ATM card as a credit or debit card. This is where things get, apparently, confusing.
My mom once told me that that when you choose to charge purchases, you are indeed withdrawing funds from your chec

Choosing debit would pull right out of your checking account, but it costs the account holder a fee with each transaction, somewhere in the ballpark of $1 to $2. So sure, you might know exactly how much is in your bank account at that very moment, but is it really worth a few bucks? Those dollars add up fast, and most online banking shows your credit charges in the account summary even though they haven’t been processed, so you still have any idea of how much dough you’re rolling in.
So kids, when you tell me you “don’t care whether it’s credit or debit,” I almost feel obligated to debit you.
Gaffe #2: Can I use my card? You tell me, Einstein.

Syracuse University allows parents to set up credit cards on their kids’ I.D. cards. It's a pretty good way to make sure your kids are spending your money on overpriced school supplies and junk food, which I guess is a step up just giving them cash that would most likely go towards stocking their dorm room’s secret liquor closet.
Biggest flaw? Those freshmen with SU charge accounts don't know what the hell it is or where they can use it (a: only in the bookstore, hence it's name, Bookstore charge account). (photo credit)
It acts like a credit card. Have you heard of those before? You buy something and then receive a bill later. So many kids ask how much money is left on their card. It’s not a gift certificate or allowance. You charge as much as you want, and suffer the wrath of angry parents later.
Gaffe #3: May I see you card?
I came into work this past Sunday and my manager told me that they’ve started to crack down on card use and the main branch is requiring all Bookstore cashiers to look at cards, check the name and look at their signatures.
In the six hours I have worked since they have instated the new policy I have never experienced more blank stares, bad attitudes and rolled eyes.
"Is everything okay?"
Yes, everything is fine. Nothing is wrong with your card. I promise you'll be able to make it through the 5 seconds it will take for me to look at your picture and confirm you are the cardholder. Read the piece of paper taped to the signature deck: “Please hand your student charge card or credit card to the cashier; if you are paying a credit card and it is not signed or unreadable you will have to provide the cashier with a photo id.” (photo credit)

I’m really not in the mood to deal with people tonight. Is it that obvious?
Update: Two minutes after I finished this blog, a girl came in and said "Can I buy something with this card?" as she held up her i.d. card. I explained that she could if her parents had set up a charge account. She just looked at me. She wandered about for a minute or two. She came back to me. "So is there ANY way I can buy something with this card?" Am I speaking English? Is this a bad joke? Sadly, she was serious and I proceeded to once again explain what is a Bookstore charge. I really hope she's just visiting a friend and wasn't actually admitted/enrolled at SU.